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Home Owners

 

When most people hear the word "insurance" they think of their cars, but in many cases their home is the most important and expensive piece of property they own. Our agency offers a variety of comprehensive homeowner's insurance policies to choose from and these plans can be tailored to suit your individual needs and budget.


Mobile Homes


If you need mobile home insurance that insures more than just your home, we can provide a policy that covers personal belongings and any unattached structures. Plus, you have the comfort of knowing that you have personal liability protection as well.


Renters


If you rent a house or an apartment, you might think you don't need insurance because you don't own the building. Your landlord's insurance only covers the building, not your belongings. Without insurance of your own, you could be left with nothing in the event of a fire or burglary.


Rental Property


If you own property that you rent to others, we can cover that property against physical loss. As the property owner you can also be held responsible for injuries that occur on the property. We can provide liability coverage to you to cover such losses. These "landlord" policies are very affordable and give you piece of mind knowing you are covered.


Deductible

 

We have insurance coverage so that we don't experience the entire cost of a loss. However, filing claims may increase you premiums. By having a higher deductible on your policy and not filing claims on smaller losses, you can keep you premiums lower. We have many options available and will help you decided the deductible best suited for your budget.


Add-ons & Enhancements

 

There are many additional coverages that can be added to a "standard" policy. For instance, you can list expensive jewelry, add earthquake coverage, add watercraft coverage, include a second home to list a few. Talk to you agent to be sure you have the coverages you need.